Paola, Kansas · (816) 651-9228
We read it first. These are paid advisory engagements: we go through your current coverage line by line, find the gaps and the overlaps, and give you the findings in writing.
No policy is sold as part of this work. You are paying for a professional review and a report you can take to any agent, including the one you already have.
A full review of general liability, property, business interruption, workers compensation, cyber, and directors and officers coverage. You get a written report naming every gap, every place you are over-insured, and what each limit should actually be. Priced by the size of the business.
What happens to the business if an owner dies or can no longer work. Buy-sell agreements, key person coverage, and how it all gets funded. We coordinate with your attorney and accountant so the documents agree with each other.
How much coverage a family actually needs, how to structure it, who should own the policy, and what the tax treatment looks like. Written up with the calculations shown.
A yearly coverage review plus advisory access through the year, for businesses growing or changing fast enough that a one-time audit goes stale.
You send the current policies Declarations pages and a short questionnaire about the business. Nothing else to prepare.
We review and meet A working session of sixty to ninety minutes, in the office or by phone, covering what we found and what you are actually worried about.
You get the report Written findings and recommendations within ten business days. Yours to keep and to act on however you choose.
James Adkins has worked in insurance since 1992 and has been a licensed producer in Kansas and Missouri since 2004, in property, casualty, life, accident and health, and annuities. The agency has served Paola, Miami County, Johnson County, and the surrounding areas of Kansas and Missouri since 2011.
Thirty years of writing coverage is thirty years of watching which claims get paid and which ones do not. That is what you are buying an afternoon of.
All payments processed through this website are for professional consultation and advisory services only. We do not collect insurance premiums or process insurance reimbursements through this site.
Insurance premiums are billed and collected directly by the carrier. Paying a consultation fee does not bind, purchase, or renew any insurance coverage.